It's TIME to bring your money back to YOU! 

I've helped 100's of families and businesses get 100% out of debt, I can help you do that too! It's time to stop chasing your money and start chasing your dreams!

Are you tired of struggling with money problems?

Are you feeling like you're buried in debt?

The percentage of Americans in debt is around 80%, so you're NOT alone!

The average American spends $1,497 per month on unnecessary spending, items adding up to almost $18,000 a year! Following my PROVEN, NO EXCUSE DEBT DIET strategy, I can help you create a budget that eliminates wasteful spending, putting that money back in your hands.


It's time to STOP chasing your money and start chasing your DREAMS!

Hear what Josh has to say about working with Sally Bernard, Your Money Coach:


Unsure if you'll be able to help yourself out of your current financial situation?

Take this quiz to find out.

Yes, you CAN get out of debt...FOR GOOD

If you are in debt, I know you may not know what to do, where to turn or how to get help!  With debt piling up, you may be feeling alone, lying awake at night afraid and unsure of how you can pay your bills.

You're not alone! It’s not your fault that you weren’t taught how to manage your money, and it can happen to anyone at any time but ignoring the problem will never solve anything and procrastination will only steal your wealth. 

The key to getting out of debt and staying out of debt for good is not a one size fits all approach, every person and every situation is unique. It involves looking at each person's circumstances individually and offering multiple solutions to not only get out of debt and stay out of debt but to become financially free.

By making the decision to get out of and stay out of debt, you will be putting yourself on a path to living life on your terms, to do what you want, when you want!  

You can do this and I will help you!

Stephanie C. 

"I was living in a vicious cycle of credit card debt. Sally helped me find the proper balance of how much to pay off each month, and then taught me how to budget the rest of my money, so that I wouldn’t end up just putting more on the credit card. She makes it very realistic, and you don’t feel like you’re living without. You may make mistakes, but she’ll get you right back on track. I worked with her for about a year, got the credit cards paid off, and was able to put a little money in savings, and approximately 2 years later, I have yet to use another credit card. Last month when I went in to trade in my van for a newer one, the loan officer was SHOCKED by my incredible credit score, and I truly feel I owe that to Sally for teaching me how to properly manage my money."

My PROVEN System Will Transform Your Life!

Are you ready to:

✅ Start saving money and learn how to budget

✅ Become debt-free

✅ Understand & manage your money like a pro

✅ Organize your finances, and consolidate your debt

✅ Save time

✅ Gain more energy to focus on creating your DREAMS!


MOST OF ALL... are you ready to step into a life of financial freedom? 


If so, it's TIME to book your FREE consultation NOW!!

My commitment to each and every client is, I will get you out of debt and we will do this together!

Get Your 100% Risk-Free Debt Consultation NOW!